Facebook Twitter RSS Feed

Location Affordability Portal
US Flag

Bookmark and Share

About the Portal

There is more to housing affordability than how much rent or mortgage you pay. Transportation costs are the second-biggest budget item for most families, but it can be difficult for people to fully factor transportation costs into decisions about where to live and work. The Location Affordability Index (LAI) is user-friendly source of standardized data on combined housing and transportation costs to help consumers, policymakers, and developers make more informed decisions about where to live, work, and invest.

Note on recent changes. Due to resource constraints, HUD is no longer able to support the two data apps formerly available on this site: the map-driven Location Affordability Index app and My Transportation Cost Calculator. HUD will continue to update the LAI on an annual basis, which will allow interested policymakers, researchers, and web developers to use current data for new research and other applications going forward.

HUD and DOT are committed to engaging with the public to continually improve and expand this resource. Please email locationaffordability@hud.gov with any questions or comments.



The Location Affordability Portal is the product of a collaboration between HUD and the Department of Transportation (DOT) under the federal Partnership for Sustainable Communities. The Partnership, which includes the Department of Housing and Urban Development, the Department of Transportation, and the Environmental Protection Agency, works to coordinate federal housing, transportation, water, and other infrastructure investments to make neighborhoods more prosperous, allow people to live closer to jobs, save households time and money, and reduce pollution. One objective of this collaboration is to increase public access to data on housing, transportation, and land use. EPA's Smart Location Database and EJSCREEN tools and HUD’s forthcoming AFFH Data Tool are other resources developed for this purpose.

The prevailing standard of affordability in the United States is paying 30 percent or less of your family’s income on housing, which fails to account for for transportation costs. One reason is that transportation costs are a much bigger factor now than in the past. According to the Bureau of Labor Statistics, in the 1930's American households spent just 8 percent of their income on transportation. Since then, as millions of families have migrated from center cities to surrounding suburbs and exurbs and come to rely more heavily on cars, that percentage has steadily increased, peaking at 19.1 percent in 2003. Today, households spend on average about 17 percent of their annual income on transportation, second only to housing costs in terms of budget impact. And for many-working class and rural households, transportation costs actually exceed housing costs.

Before this Portal, though, there was no accurate, standardized data source on household transportation expenses, which limited the ability of homebuyers and renters to fully account for the cost of living in a particular city or neighborhood. This site seeks to fill that gap.

Planners, policymakers, and developers also stand to benefit from access to this data when making decisions about land use, housing, transportation, and economic development. HUD and DOT have engaged experts and key stakeholders from the fields of urban and transportation planning, affordable housing, and economic development and produced extensive reviews of the data and modeling techniques used in the tools that have been made available on this site for the first time.

The U.S. Department of Housing and Urban Development WhiteHouse.gov, Welcome to the White House The U.S. Governments Official Web Portal Fair Housing

U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112     TTY: (202) 708-1455
Find the address of the HUD office near you